Free Car Insurance Quotes

When you get your free car insurance quotes, liability protection should be part of your coverage. In an accident that you cause, this coverage pays for the other driver's medical bills and car or other property damaged. Experts agree that your bodily liability should be at least $100,000 per person and property liability $50,000 minimum. And if your net worth is over $200,000, getting an umbrella policy will give you extra protection if the other driver sues you.

Another type of insurance coverage that's wise to have, is for uninsured or underinsured driver protection. This pays your bills when the other driver is at fault and either doesn't have insurance or it's inadequate. When getting your free car insurance quotes, it's recommended to get $100,000 or more of this coverage.

Medical coverage is for your injury treatment costs and those of your passengers. The amount to be included in your free car insurance quotes should be determined by any duplicate coverage you have with your health or medical plan.

Collision insurance pays for damage to your car when you drive and comprehensive covers damage or loss any other time. If you have an old cheap car, you may not want or need this coverage. But if you do include it in your free car insurance quotes, you should have a deductible of at least $500.