Discount Auto Insurance

It's obvious that if you have a poor driving record you'll pay more for auto insurance. But some discount auto insurance goes farther and gives you a discount for driving accident-free or without a moving violation for three years.

Another way to save with a discount auto insurance company is if you're a low-mileage driver. The fewer miles you drive the fewer accidents you'll have, so you can get a discount if you drive less than 10,000 miles a year.

It's not widely known that your credit can significantly affect how much you pay for auto insurance. But because the auto insurance companies have seen a correlation between your credit and your claims risk, they use it to determine prices. And the better your credit is, the lower your discount auto insurance will be.

If you have teenage drivers in the family, you'll pay higher rates. But discount auto insurance companies will often reduce your premium if the teenagers are good students or take a driver training course.

Any safety or anti-theft protection that you have on your car can get you a reduction in your rates. Discount auto insurance will lower your premium for such things as anti-lock brakes, daytime driving lights or a burglar alarm.