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When getting auto insurance, an automatic way to save money is to increase the size of your deductible. You'll find that when you compare insurance rates, you can get significant savings by taking this step.

Another way to keep your auto insurance costs down is to own a car that's not popular with thieves. Some cars are stolen 5 to 10 times more often than others. But if you should own a "hot" car, you can install anti-theft devices. And this should get you a lower premium when you compare the insurance rate.

One area for savings with auto insurance that's often overlooked, is duplicate medical coverage. If you have a complete health plan, it may cover you for the same things that an auto policy would. If it does, and coverage isn't required by state law, then you can eliminate it from consideration when you compare insurance rates.

If you have an old cheap car, and it's worth no more than about 10 times what you pay per year for collision and comprehensive, then it's smart to drop the coverage. Major accidents happen on average only once every ten years. So it can make sense to eliminate this coverage from consideration when you compare an insurance rate.